Tennessee · Disability Exemption

Tennessee Disabled Veteran Property Tax Exemption

Tennessee helps qualifying disabled veterans through a state Property Tax Relief program that reimburses taxes on up to $175,000 of the home's market value (T.C.A. 67-5-704) — with no income limit for veterans who qualify. Because it's capped at the first $175,000 of value, it may not erase the whole bill on a higher-value home. An un-remarried surviving spouse may qualify on up to $100,000. You apply through your County Trustee. Confirm current figures with the Tennessee Comptroller or your County Trustee.

By Chad Evers, Mortgage Loan Originator, NMLS #2822744 · Last reviewed: June 7, 2026

Who this is for — and who it's not

Likely relevant if you…

  • Have a 100% permanent & total service-connected disability, or another qualifying condition (e.g., certain service-connected loss of limb/use, blindness, paralysis, former POW).
  • Own and use the home as your primary residence.
  • Are an un-remarried surviving spouse of a qualifying veteran.

Less likely if you…

  • Don't meet a qualifying disability condition.
  • Are asking about a non-primary or investment property.
  • Expect a full wipe-out on a high-value home (relief is capped at $175,000 of value).

How Tennessee's benefit works (with sources)

FeatureDetailSource
Benefit typeState reimbursement of property tax paid (relief), not a straight exemptionTN Comptroller
Value cap (disabled veteran)Up to $175,000 of full market value (T.C.A. 67-5-704)TN Comptroller
Income limitNone for the disabled-veteran categoryTN Dept. of Veterans Services
Surviving spouseUp to $100,000 of market valueTN Comptroller

General educational information, not legal or tax advice. The market-value limits and eligibility conditions are set by the state and can change — confirm the current figures with the Tennessee Comptroller's office or your County Trustee before relying on them.

How to apply in Tennessee

Apply through your County Trustee (or your city's collecting official), generally with documentation of your service-connected disability from the U.S. Department of Veterans Affairs. Application deadlines apply for each tax year, so contact your County Trustee for the current deadline and required forms.

A note from a licensed MLO

Tennessee's relief is capped at the first $175,000 of value, so on a higher-priced home it reduces — rather than eliminates — the tax line. When I help a Tennessee veteran plan a purchase or refinance, I factor the relief in at the capped level, not as a full wipe-out, so the housing-cost math stays honest. It's filed with your County Trustee.

— Chad Evers, Mortgage Loan Originator, NMLS #2822744. Educational, not individualized advice.

See also: exemption by state (overview) · VA funding fee exemption

Have a Tennessee question?

Have a question about your VA benefit or a property tax exemption? Ask for an educational review.

Start your Financial Brief

Thanks — we serve this state. Start your educational Financial Brief or book a 30-minute review. The relief itself is filed with your County Trustee.

We currently serve Ohio, Maryland, Tennessee, and Florida. For Tennessee specifically, your County Trustee and the Tennessee Comptroller are the authorities on this program.

Educational only — not a commitment to lend, an offer of credit, a determination of eligibility, or tax/legal advice. Loans are originated through Focus Home Mortgage Inc., NMLS #2769672. Equal Housing Lender. Currently serving OH, MD, TN, FL.

Frequently Asked Questions

Do disabled veterans pay property tax in Tennessee?

Tennessee runs a Property Tax Relief program that reimburses property taxes on a portion of a qualifying disabled veteran's primary residence. For disabled veterans there is no income limit. Relief is calculated on up to $175,000 of the home's market value, so it may not eliminate the entire bill on a higher-value home. Confirm the current limit and your eligibility with your County Trustee.

How much is the Tennessee disabled veteran property tax relief?

The state reimburses property taxes paid on up to $175,000 of the full market value of a qualifying disabled veteran's primary residence. An un-remarried surviving spouse may qualify for relief on up to $100,000 of market value. These limits are set by the state and can change, so verify the current figures with the Tennessee Comptroller's office or your County Trustee.

How do I apply for Tennessee disabled veteran property tax relief?

Apply through your County Trustee (or city collecting official), generally with documentation of your service-connected disability from the U.S. Department of Veterans Affairs. Application deadlines apply for each tax year, so contact your County Trustee for the current deadline and required forms.